Karibu Ltd. (hereinafter referred to as "Our Company") hereby establishes and publishes the following Privacy Policy as its approach to handling personal information and personal numbers (hereinafter referred to as "personal information, etc.") of our customers.
Our Company shall comply with the relevant laws and regulations concerning the protection of personal information, etc. and this Privacy Policy.
Our Company shall appropriately handle customers' personal information within the scope necessary to achieve the purpose of use, except when the customer's consent is obtained or when otherwise permitted by laws and regulations. Personal numbers shall only be handled within the scope stipulated by laws and regulations.
2-1 Purpose of Use of Customers' Personal Information, etc.
Our Company shall handle customers' personal information, etc. within the scope necessary to achieve the following business contents and purposes of use.
(1) Business Activities of our Company
The purpose of the Corporation is to engage in any lawful act or activity for which Companies may now or hereafter be organized under the International Business Companies Act 2014 and Brokerage Act 2013 of the Autonomous Island of Mwali-Moheli.
(2) Purpose of Use
To solicit and sell securities and financial instruments, and guide services based on the International Business Companies Act 2014 and Brokerage Act 2013 of the Autonomous Island of Mwali-Moheli.
To solicit, sell, and guide products and services of our Company or its affiliates and partner companies.
To accept applications for securities accounts and other financial products and services.
To determine the appropriateness of providing products and services in light of the principle of suitability, etc.
To confirm the identity of the customer or their proxy, or to verify the identity of representatives, agents, persons in charge of transactions, or users of corporations and organizations related to financial instruments transactions.
To report transaction results, account balances, etc. to customers.
To conduct business related to transactions with customers and counterparties and internal management operations of our Company.
For market research and product/service research and development through data analysis, surveys, etc.
To properly perform entrusted operations when all or part of the processing of personal information is outsourced to other businesses, etc.
To exercise rights and fulfill obligations based on contracts with customers or laws and regulations.
To properly and smoothly execute other transactions with customers and counterparties.
(3) Sensitive Information
Our Company shall not acquire, use, or provide to third parties information concerning political views, religion (meaning religion, thoughts, and beliefs), race and ethnicity, lineage, healthcare and sex life, and criminal history (hereinafter referred to as "sensitive information"), except when based on laws and regulations.
2-2 Main Sources of Personal Information, etc. and Main Outsourced Operations
(1) Main Sources of Personal Information, etc.
Our Company shall acquire customers' personal information, etc. from the following main sources, etc. within the scope necessary to achieve the purpose of use through appropriate and lawful means.
Information directly written and entered by customers on account opening application forms and surveys, etc.
Information provided through customer inquiries by telephone, email, web inquiry forms, chat, etc.
Information heard from customers or their referrers through the provision of products and services.
Information described in commercially available books, etc. and information published in newspapers, on the internet, etc.
(2) Main Outsourced Operations
Our Company outsources part of its operations in order to smoothly carry out the operations necessary to achieve the purpose of use. The main operations in which our Company has external contractors handle personal information, etc. include the following.
Operations related to the development, operation, and maintenance of information systems.
Clerical processing operations related to the printing, sending, and receiving of customer account opening and various reports.
Operations related to the storage of customers' personal information, etc. and business ledgers and documents.
Operations that provide expert advice on legal, accounting, and other matters.
Outsourcing of financial instruments intermediary services.
2-3 Retention of Personal Information, etc.
Our Company shall retain customers' personal information, etc. for a certain period within the necessary scope for the following purposes.
(1) Fulfillment of obligations based on laws and regulations.
(2) Maintaining our Company's business activities.
(3) Achieving other purposes of use.
2-4 Provision to Third Parties
Our Company shall not provide the acquired personal information to third parties without obtaining the prior consent of the customer, except in the following cases.
(1) When based on laws and regulations.
(2) When necessary for the protection of human life, body, or property and it is difficult to obtain the consent of the customer.
(3) When particularly necessary for improving public health or promoting the sound development of children and it is difficult to obtain the consent of the customer.
(4) When it is necessary to cooperate with a national government agency, local government, or a person entrusted by them in executing affairs prescribed by laws and regulations, and obtaining the consent of the customer is likely to impede the execution of the affairs.
(5) When a third party is an academic research institution, etc. and it is necessary for the third party to handle the personal information, etc. for academic research purposes (including cases where part of the purpose of handling the personal information, etc. is for academic research purposes and excluding cases where there is a risk of unjustly infringing on the rights and interests of individuals).
Our Company shall endeavor to keep customers' personal information, etc. accurate and up-to-date to the extent of the laws and regulations. In addition, our Company has established regulations concerning the handling of personal information, etc., manages personal information, etc. in accordance with these regulations, and takes necessary and appropriate measures in line with the current level of technology. Furthermore, our Company limits the locations, terminals, and employees that handle the system for storing personal information, etc., and conducts in-house training on personal information protection for employees. Through such appropriate safety management measures, our Company strives to prevent unauthorized access, loss, destruction, alteration, or leakage, etc.
Our Company shall review this policy and strive for continuous improvement in order to ensure the proper handling of customers' personal information, etc.
5-1 Acquisition of Cookies, etc.
Our Company acquires cookies, etc. to provide better services to customers.
5-2 Acquisition of Access Logs and Device Information, etc.
Our Company acquires customers' IP addresses, browser types, browser languages, and other access logs, as well as device identification information, etc. This information is used to provide better services to customers and to prevent fraudulent acts that hinder normal service provision.
Corporate Name : Karibu Ltd.
Address : Bonovo Road – Fomboni Island of Mohéli – Comoros Union
Director Name : LOVINA CRUZ